Imaginative
You look past the “9‑to‑5‑until‑65” script. You see money as a tool to buy choices—time with family, a sabbatical, or that passion project.
Purpose‑Driven
Every dollar gets a job. You want your time, talent, and cash aimed at what matters most, not lost in the noise.
Always Learning
Whether it’s a new skill at work or a smarter way to invest, you’re hungry for growth and open to fresh ideas.
Team‑Oriented
You value experts who speak plainly and put your interests first, so you can focus on living.
Simplicity Seekers
Busy people crave ease. You love clear steps, automated systems, and knowing we have the tax details handled.
Organizations Bob has worked with over the years
Healthcare
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General
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Tech
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Case Studies
Working Professional
Build your wealth as you build your career.
We help professionals optimize their income, navigate equity compensation, and make intentional progress toward financial independence. You’ve got big goals and limited time—we bring the clarity and systems to help you reach them.
✅ Maximize your paycheck and equity comp
✅ Create a flexible plan for early retirement or work-optional life
✅ Automate savings, investments, and taxes
✅ Eliminate guesswork from every money decision
Healthcare Providers
You spend long shifts caring for patients, who’s caring for you?
Between irregular hours, mounting student loans, and the pressure to juggle work and family life, healthcare professionals face unique money challenges. We help physicians, nurses, pharmacists, and other care providers bring order and confidence to their finances.
✅ Student-loan savvy – customized repayment and forgiveness strategies that free up your cash flow
✅ Budgeting built for rotating schedules – plans that flex with shift differentials, call pay, and locum income
✅ Protection for the healer – disability, malpractice, and life-insurance guidance designed for medical careers
✅ Plans that evolve with you – from training to retirement, your strategy adapts as your life and career change
Families
Money should bring your family closer—not cause stress.
We help families create unified financial strategies that reflect shared goals, values, and evolving needs—from first home to college to legacy.
✅ Planning for education, housing, and lifestyle
✅ Risk management and family protections
✅ Tax-smart giving and generational planning
✅ Family meeting facilitation and education
Business Owner
You run the business. Let us help you run your financial life.
Owning a business creates opportunity—and complexity. We help owners separate business from personal, minimize tax drag, and build wealth that outlasts the world.
✅ S-corp optimization and entity structure planning
✅ Retirement plan design and implementation
✅ Tax minimization strategies
✅ Succession and exit planning
Retiree
You’ve saved wisely, now let’s make it last.
You want peace of mind, not spreadsheets. We help retirees simplify their finances and create a plan that supports your lifestyle, protects your family, and adapts as life changes.
✅ Sustainable withdrawal strategies
✅ RMDs, Roth conversions, and tax efficiency
✅ Legacy and estate planning
✅ Healthcare and long-term care coordination
Retiring Professional
You’ve saved wisely—now let’s make it last.
You want peace of mind, not spreadsheets. We help retirees simplify their finances and create a plan that supports your lifestyle, protects your family, and adapts as life changes.
✅ Sustainable withdrawal strategies
✅ RMDs, Roth conversions, and tax efficiency
✅ Legacy and estate planning
✅ Healthcare and long-term care coordination
Caregiver
You take care of others—who’s taking care of you?
Whether you're supporting aging parents, raising kids, or doing both, we help caregivers manage financial responsibility with confidence and support.
✅ Cash flow planning with competing priorities
✅ Navigating disability, life, and long-term care insurance
✅ Estate planning considerations
✅ Flexible plans that change with life