As Seen In

You're Navigating Changes And Ready For Financial Clarity

Life is busy and you're determined to get the most from every opportunity.

But You Have Questions...

How can I enjoy today icon

How can I enjoy today while also maximizing my resources?

My schedule is packed icon

My schedule is packed, how do I simplify my financial decisions?

Am I truly making icon

Am I truly making the most of my investments?

How can I reduce my lifetime taxes icon

How can I reduce my lifetime taxes and make the maximum amount possible?

...And We Have Answers!

Why HealthyFP?

We understand that balancing career goals, family responsibilities, and life's demands can feel overwhelming. At HealthyFP, we streamline your financial decisions, so you can confidently enjoy today while working toward your financial goals. Clear, straightforward, and completely tailored to you.

We are not your typical financial advisor

Picture a "typical" financial advisor, now flip it on its head. That's the HealthyWay.

Typical Advisor

  • Numbers-focused
  • Annual check-ins
  • Generic plans
  • Outdated tools
  • Wealth = money
  • Unclear fees
  • No tax advice
  • May not be fiduciary
  • Little debt management insight
  • Not always CFP®
  • High minimums
  • Profit Motivated
  • Not Always Independent

The Healthy Way

  • People-focused
  • Frequent, proactive meetings
  • Personalized strategy
  • Advanced technology
  • Wealth = freedom and experiences
  • Transparent pricing
  • Expert tax planning & preparation
  • Fiduciary commitment
  • Debt Specialists
  • Always CFP® professionals
  • No asset minimum
  • Charitable Impact
  • Independent
Meet Us
Button Left Arrow
Zero percent AUM fees
0% AUM Fees

We don’t charge based on how many investments we manage.

Fiduciary commitment icon
Your Best Interest, Always.

We hold ourselves to the highest standard of the financial professional's golden rule.

Money-back pledge icon
Money-Back Pledge

We stand behind our work. If you are not satisfied with our services we will provide a partial refund. Details disclosed in our ADV.

Fee-only pricing icon
Fee-Only

No hidden commissions, just clear pricing for real results.

Financial Planning Case Studies

Who We Serve
Button Left Arrow
Working Professional

Working Professional

Build your wealth as you build your career.
Retiring Professional

Retiring Professional

You’ve saved wisely. Now let’s make it last.
Retiree

Retiree

You’ve saved wisely, now let’s make it last.
You want peace of mind.
Business Owner

Business Owner

You run the business. Let us help you run your financial life.
Families

Families

Money should bring your family closer, not cause stress.
Healthcare Providers

Healthcare Providers

You spend long shifts caring for patients, who’s caring for you?

Here’s What People are asking

  • Potential Clients
  • Philosophy & Pricing
  • Services
  • Other
How do you work with clients remotely?
Can I work with you if I only want tax preparation and not investment management?
What information do I need to provide to get started?
Is there a minimum investment required to become a client?
Who do you serve?
Who is not a good fit for HealthyFP?
Do you work with clients in my state?
Do you only work with a certain type of client?
Do I need a lot of money to work with you?
Who do you work with?

How do you work with clients remotely?

All of our meetings take place through secure video calls, and we stay in touch via email and phone as needed. This virtual model gives our clients flexibility to connect with us on their schedule, without adding another errand to an already full day.

Can I work with you if I only want tax preparation and not investment management?

Yes. Tax preparation is available as a standalone service, and we are happy to provide a separate quote. Not every client needs comprehensive planning, and we are set up to accommodate that.

What information do I need to provide to get started?

We will start with a conversation about your current financial situation, your short- and long-term goals, any financial concerns that are top of mind, and who depends on you. This information allows us to build a plan that reflects your actual life, not a generic template.

Is there a minimum investment required to become a client?

No. We do not have a minimum investment requirement. Our focus is on building long-term relationships with clients who are committed to their financial growth, regardless of where they are starting from.

Who do you serve?

We serve individuals, families, business owners, and professionals across all 50 states through our virtual platform. Our clients range from those early in their financial journey to those with more complex planning needs.

Who is not a good fit for HealthyFP?

If you are looking for someone to manage your investments with no ongoing communication, we are likely not the right fit. Our approach is built on regular check-ins and active collaboration. We work best with clients who want to stay engaged in their financial decisions and value a strong advisor-client relationship.

Do you work with clients in my state?

Yes. We work virtually with clients in all 50 states. All of our meetings are conducted over secure video, so you can connect with us from wherever you are in the U.S.

Do you only work with a certain type of client?

We work with a wide range of clients, but we have developed particular expertise serving healthcare providers, family caregivers, and business owners. These groups tend to face distinct financial challenges, and our planning process is well suited to address them.

Do I need a lot of money to work with you?

No. We designed our firm to work with clients at every stage, whether you are just getting started or have been building wealth for years. Our fee-only model means we are compensated for the advice we provide, not based on the size of your portfolio.

Who do you work with?

We work with clients at all career stages and income levels. That said, many of our clients are mid-to-late-career professionals, healthcare providers, business owners, family caregivers, and those approaching or entering retirement. They tend to share common traits: busy schedules, growing financial complexity, and questions about how to make their money work more efficiently.

How are your fees structured?
How do you ensure objectivity in your advice?
What is your value money-back pledge?
How are you compensated?
How is your fee determined?
What makes you different from other financial advisors?
Are you fee-only, and what does that mean exactly?
Are you a fiduciary?

How are your fees structured?

Our fees are based on the specific services you select. We offer three tiers for comprehensive planning, all detailed on our pricing page. Individual tax preparation and business services are available separately.

How do you ensure objectivity in your advice?

We do not accept compensation from anyone other than our clients. No commissions, no referral fees, no third-party incentives. That structure ensures our recommendations are aligned with your goals and nothing else.

What is your value money-back pledge?

If you are not satisfied with our advisory services, we will make it right through our money-back pledge, with details disclosed in our Form ADV. We are committed to delivering measurable value and stand behind the quality of our work.

How are you compensated?

We are a fee-only firm, which means we do not accept commissions or compensation from third parties. Our clients pay us directly through transparent flat fees. This structure eliminates common conflicts of interest and ties our success directly to yours.

How is your fee determined?

Our fee is based on your net worth and income, and is designed to reflect the complexity of your financial situation. Annual fees range from $5,000 to $20,000, which allows us to provide comprehensive, tailored services appropriate to your needs.

What makes you different from other financial advisors?

We take a holistic, life-centered approach. Rather than focusing narrowly on investments or numbers, we look at your full financial picture in the context of your goals and values. My background in financial therapy has shaped how we approach conversations about money, helping clients navigate both the practical and emotional sides of financial decisions.

We also leverage modern technology to keep you organized and informed, and we prioritize education so you understand and feel confident about every decision. Beyond our team, we coordinate with a vetted network of CPAs, attorneys, and insurance professionals to ensure every aspect of your financial life is covered by the right expert.

Are you fee-only, and what does that mean exactly?

Yes. Fee-only means we are compensated solely by the fees our clients pay us. We do not earn commissions or receive compensation from third parties for recommending financial products. This structure significantly reduces conflicts of interest and keeps our advice focused on what is best for you.

Are you a fiduciary?

Yes. As fiduciaries, we are legally and ethically bound to put your interests first. Every recommendation we make is based on what we believe is best for your situation, with no competing incentives.

What is included in your tax preparation service?
Can you help with tax planning and filing?
Where are my assets held?
What types of accounts do you manage?
Do you provide ongoing advice or one-time consultations?
What services do you offer?
Can you help with insurance?
Can you help with estate planning?
Will you file my taxes for me?
What if I want to manage my own investments?
What is your investment management philosophy?
Where will my investments be held?
Do you manage investments?

What is included in your tax preparation service?

Our tax preparation service covers gathering your information, preparing and filing your returns, identifying all eligible deductions and credits, and providing audit protection. We also support clients with more complex tax situations.

Can you help with tax planning and filing?

Yes. Tax planning is integrated into our financial planning process, and tax preparation is included in our Silver and Gold packages. If you are interested in tax services only, we can discuss that separately on a case-by-case basis.

Where are my assets held?

Your assets are held with independent custodians, currently Altruist or Charles Schwab. We do not take custody of client funds. This separation provides an additional layer of security and transparency for you.

What types of accounts do you manage?

We manage a full range of account types, including individual and joint accounts, retirement accounts (IRAs, 401(k)s), trust accounts, and business accounts. If you have an account type not listed here, we are happy to discuss whether it falls within our scope.

Do you provide ongoing advice or one-time consultations?

Both. Many of our clients engage us for ongoing financial planning, while others come to us with a specific question or project. We offer the flexibility to work in whatever capacity makes the most sense for your situation.

What services do you offer?

We serve as a central point of coordination for your financial life. While we provide guidance on estate and insurance matters, we do not practice law or sell insurance policies; we partner with specialists for those areas.

Our core services include:

  • Comprehensive financial planning
  • Investment management
  • Tax preparation (standalone or as part of a broader engagement)
  • Retirement planning
  • Estate planning guidance
  • Business owner strategies, including tax planning and succession planning
  • Cash flow and budgeting support

Can you help with insurance?

Yes, we can help analyze your insurance needs and recommend appropriate coverage. As a fee-only advisor, we don't sell insurance products, but we can guide you in finding the right policies to protect you and your family.

Can you help with estate planning?

We can certainly help with the financial aspects of estate planning and provide general guidance. For complex legal matters, we'll collaborate with estate planning attorneys to ensure your wishes are properly documented and executed.

Will you file my taxes for me?

Absolutely! Bob is an IRS Enrolled Agent, and tax preparation is one of our core services. It's included with our Silver and Gold membership tiers, and we also offer it as a standalone service. We handle gathering your information, preparing and filing your returns, hunting down every deduction and credit you deserve, plus we offer audit protection and support for those trickier tax situations.

What if I want to manage my own investments?

That works well for many clients. We are happy to serve in an advisory capacity and act as a second set of eyes on your portfolio. Over time, many clients do choose to consolidate their accounts with us since there is no additional fee and it simplifies their overall financial picture.

What is your investment management philosophy?

Our investment approach is centered on five key principles: low cost, research-based, diversified, risk-appropriate, and tax-efficient. We believe in creating portfolios that align with your goals and risk tolerance while maximizing long-term returns and minimizing unnecessary costs and taxes. Our strategies are firmly grounded in academic research and empirical evidence, not market trends or hunches.

Where will my investments be held?

Your investments will be held at either Schwab or Altruist, based on your preference. Both are reputable custodians that ensure the safety of your assets and provide an additional layer of security and transparency.

Do you manage investments?

Yes, we offer investment management services as part of our comprehensive financial planning approach. We create personalized investment strategies aligned with your goals and risk tolerance, following our philosophy of low-cost, diversified, and tax-efficient investing. Our investment management services are included in your annual fee.

What happens if I'm not satisfied with your service?
Can I engage you for a second opinion or a specific financial question?
How do you customize plans
Do you provide advice on all types of investments?
Are you a dog person or a cat person?
What if I want to cancel the service?
How many clients do you serve?
How do you protect my sensitive information?
Do you offer in-person meetings?
Do you offer appointments on Saturdays or evenings?
Where are you located?

What happens if I'm not satisfied with your service?

We stand behind our value money-back pledge. If you are not satisfied, we will refund a portion of your fee as outlined in our Form ADV. We are committed to earning your confidence through the quality of our work.

Can I engage you for a second opinion or a specific financial question?

Yes. We are happy to provide a second opinion or help you work through a specific financial question. Sometimes an outside perspective is exactly what is needed to move forward with confidence.

How do you customize plans

Every plan is built around your specific goals, financial situation, and stage of life. For clients on our Silver Planning option, we update your plan as your circumstances evolve, because life and finances rarely stay static.

Do you provide advice on all types of investments?

Yes. We work with mutual funds, stocks, bonds, annuities, retirement plans, and other investment vehicles. Every recommendation is tailored to your goals and risk tolerance.

Are you a dog person or a cat person?

Cat person. My tabby, Bella, made sure of that. But we welcome clients of all pet persuasions.

What if I want to cancel the service?

We hope you'll find our services valuable, but we understand circumstances can change. You can cancel our services at any time with no long-term commitment or cancellation fees. We'll assist you in transitioning your accounts if needed.

How many clients do you serve?

We are intentionally growing toward 50 client families. By keeping our practice small, we ensure every client receives the depth of attention their financial situation requires.

How do you protect my sensitive information?

Data security is a core part of how we operate. We do not transmit sensitive information via email. Instead, we use a secure online platform for document exchange, vetted cloud-based software, and app-based authentication. All devices are protected with strong passwords and current security protocols.

Do you offer in-person meetings?

We primarily operate virtually, which allows us to serve clients nationwide. That said, if you are in the Philadelphia metro area, we are happy to meet in person when it makes sense.

Do you offer appointments on Saturdays or evenings?

Our regular hours are Monday through Friday, 9 AM to 4 PM. We also offer select evening appointments to accommodate clients with busy schedules.

Where are you located?

We are based in Conshohocken, Pennsylvania, just outside Philadelphia. We serve clients nationwide through virtual meetings.

Ready to Make Financial Freedom Inevitable?

Schedule your complimentary Financial Health Check today and start your journey to clarity and peace of mind.

  • Clarify your financial goals
  • Maximize your investment potential
  • Take control of your tax strategy for good
  • Put every dollar to its highest use
  • Replace financial stress with clarity
  • Reclaim your time and peace of mind
See If You're A Fit