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Families Collection

Financial planning resources for families, including college savings, teaching kids about money, estate planning, and tax strategies for households.

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61 articles

Creating Your Legacy Drawer: A Guide for Your Loved Ones

Imagine a moment when your loved ones, already navigating the emotional weight of your absence, are faced with piles of...

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Estate

Childcare and Your Budget: Choosing The Right Option

Finding a balance between work, family, and finances is no small task, especially when you're choosing the right...

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General

Financial Teamwork: Why Both Spouses Should Take Part in Financial Decisions

Managing finances as a couple can feel daunting, especially if one partner naturally takes the reins while the other...

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General

Navigating Finances for Newlyweds

When you’re in a new relationship, there’s plenty to be excited about, shared dreams, future plans, and endless “I...

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General

Planning for College: Smart Savings Strategies for Families

When it comes to preparing for college, the financial challenge can feel like climbing a mountain that grows taller...

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General

Raising Financially Savvy Kids: The Ultimate Account Selection Guide

Saving for your child’s future can feel overwhelming.

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General

Navigating Financial Innovations Through the Ages

Money, Trade, and the Spark of Innovation Financial history is, at its core, a story about human ingenuity.

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Investment

Maximizing Your Emergency Fund Without Sacrificing Peace of Mind

Life can be unpredictable.

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Investment

The Tax Efficiency of ETFs vs. Mutual Funds

Taxes matter.

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Investment

Maximizing Tax Credits for Families with Children – Key Insights & Tips

When it comes to raising kids, every dollar counts.

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Tax

Investment Indices vs. Reality: A Better Measure for Your Portfolio

When you hear about the Dow Jones going up or the S&P 500 setting records, it can feel like a scorecard for your...

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Investment

Home Equity Demystified: How to Leverage Your Assets for Financial Flexibility

Your home is more than just a place to live, it's also one of the most valuable financial assets you own.

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Debt

How to Manage an Inherited IRA Without Losing Thousands in Taxes

Managing an inherited IRA can feel overwhelming, especially given the complex rules and significant tax consequences.

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Tax

How Long to Keep Financial Documents - and When to Shred Them

Organizing your financial records might feel like a daunting task, but it doesn’t have to be.

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General

Debt and Deficits: The US Economic Landscape

Money makes the world go round, or so the saying goes.

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Investment

From Sleepless Nights to Sound Finances: Smart Steps for New Parents

The New Parenthood Phase Brings More Than Just Joy Welcoming a child into your life is an incredible experience, filled...

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General

How do we take care of mom & dad? A guide to POAs

Caring for aging parents isn’t just about helping with daily routine, it’s about preparing for the unexpected.

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Estate

How to Sell Your Home Without Losing Thousands

Selling your home can feel like navigating uncharted waters, it’s equal parts exciting and stressful.

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General

Essential Estate Management Tips for Executors and Families

A Time of Transition and Responsibility Losing a loved one is deeply emotional, but for many, it also marks the...

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Estate

From Allowance to Investments: How to Teach Your Kids Financial Responsibility

The Importance of Teaching Financial Literacy Early Teaching your kids about money isn’t just a way to prepare them for...

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General

Future-Proof Your Family: Estate Planning Checklist

Securing your family’s future isn’t just for “Downton Abbey types” or the ultra-wealthy.

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Estate

Decoding Inflation: How It Impacts Your Financial Health

What Is Inflation Really? Inflation, it’s the one thing that can make your paycheck feel smaller without changing the...

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General

DIY Taxes vs. Hiring a Professional: How to Decide What’s Best for You

When tax season comes around, many taxpayers and small business owners face a difficult question: Should I file my...

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Tax

Credit Scores Decoded: From Basics to Financial Freedom

Your credit score is more than just three digits, it’s a financial story that can impact every corner of your life.

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Debt

Cars and Your Wallet: The Financial Impact of Choosing the Right Ride

Slide into the driver's seat of your financial future by making smarter car choices.

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General

Balancing Act: Short and Long-Term Financial Goals

Every day we allocate our time, energy, and/or money which can feel like walking a tightrope.

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General

Asset Location: The Right Investment for the Right Account

When it comes to building wealth, asset allocation often gets all the attention, but there's another unsung hero that...

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Investment

Avoiding Roth IRA Pitfalls: Save Smart and Worry Less

Roth IRAs are like the Swiss Army knife of retirement savings accounts.

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Retirement

Why Leaving Your Investments to the Pros Can Be a Smart Move

Managing investments requires more than just selecting a few stocks or mutual funds.

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General

Work Smarter with Your Credit Cards: Essential Hacks for Savvy Spenders

Credit cards are more than just a convenient payment tool, they’re a powerful ally for savvy spenders looking to...

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Debt

Understanding Private Real Estate Opportunities

Navigating the world of investments can sometimes feel overwhelming, especially when you're exploring options outside...

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Investment

What You Need to Know Before Cosigning a Loan for a Loved One

Cosigning a loan for a family member or friend might feel like the right thing to do, but it’s more than just a...

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Debt

Stop overpaying Taxes Discover These Commonly Missed Deductions

Tax season is stressful.

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Tax

The Hidden Money Moves That Shape Your Future

Managing personal finances is like assembling a puzzle without the picture on the box.

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General

Understanding Private Equity Investments

Private equity (PE) may sound like a high-stakes game meant only for the Wolfe’s on WallStreet, but understanding its...

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Investment

RSU Strategy Simplified: How to Exercise & Plan Smartly

Restricted Stock Units (RSUs) can be one of the most exciting perks of your compensation package, free stock in your...

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Investment

Smart Ways to Save on Taxes After the Year Ends

Many people assume that once December 31st rolls around, their chance to save on taxes ends.

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Tax

Loans to Family: What to Know

Money may not buy happiness, but it can certainly make some things easier, like helping a family member achieve a life...

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Debt

How Central Banks Influence the Economy and Your Investments

When you hear the term "central bank," does your mind automatically go to mysterious economic entities controlling our...

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Investment

Understanding Market Mechanics: Stocks vs. Bonds

Investing in stocks and bonds can feel like navigating a mystery at times, especially when markets fluctuate wildly.

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Investment

Why the Stock Market Isn’t the Economy (and Why It Matters to You)

Do you find yourself scratching your head when the stock market hits record highs, but news headlines shout about...

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Investment

Should You Verify Your Identity with ID.me on the IRS Website?

Accessing your IRS account online comes with the promise of convenience but also significant responsibility.

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Tax

Adopting A Healthy Money Mindset

Could the beliefs you hold about money be silently steering your financial destiny? The answer is yes, and often in...

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General

Applying Leverage to Save Time & build Health

What if there was a way to stretch the limited hours, resources, and energy available to you? A method to amplify your...

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General

Breaking Barriers to Wealth Building: 8 Pitfalls Standing in Your Way

Wealth building might seem synonymous with earning a six-figure salary or hitting the jackpot in the stock market, but...

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General

Budgeting Backwards: Beyond Spreadsheets

What would happen if you flipped budgeting on its head? Instead of figuring out your expenses and hoping to save what’s...

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General

How Portfolio Rebalancing Helps Manage Risk and Optimize Returns

The Balancing Act Most Investors Overlook Imagine walking a tightrope without a safety net, terrifying, isn’t it? Now,...

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Investment

Inflation: The Silent Force Affecting Your Wallet

Welcome to a world where a dollar doesn’t quite stretch the way it did last year, or even last month.

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Investment

Investing Cash Wisely: Should You Go All-In or Spread It Out?

Picture this: You’ve just come into a financial windfall.

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Investment

Money: A Silent Megaphone for Our Values

Money doesn’t change who we are, it amplifies who we’ve always been.

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General

Optimal Savings Waterfall Strategy for Savvy Investors

Ever hear the story of someone putting all their savings in a 401(k), only to face a tough road later due to limited...

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Investment

Safeguard Your Finances: Essential Guide to Identity Theft Protection

Identity theft is no longer an abstract threat, it’s a pressing reality for millions of Americans.

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General

The S&P 500 Explained: A Critical Guide for Smarter Investments

When it comes to investing, few tools are trusted as much as the S&P 500.

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Investment

The Ultimate Checklist for Selecting Your Financial Guide

Finding the right financial guide can feel like navigating a maze.

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General

What Good Financial Planning Looks Like

Good financial planning isn’t just about crunching numbers or picking the hottest stock.

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General

Building Wealth Wisely: Strategies for Tax-Efficient Non-Retirement Accounts

Investing outside of retirement accounts can feel like an exciting opportunity to grow your wealth while remaining...

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Tax

Decrypting Cryptocurrency Tax Laws: What You Need to Know

Navigating cryptocurrency tax laws can feel like exploring uncharted territory.

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Tax

Demystifying Itemized Deductions

When it comes to tax season, the conversation around deductions often causes confusion and complexity for many...

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Tax

How Is My Tax Calculated?

Taxes are one of life’s unavoidable certainties, but understanding how they work can feel overwhelming, especially when...

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Tax

Maximize Tax Savings by Navigating Capital and Ordinary Income Taxes

When it comes to taxes, the terms "ordinary income" and "capital gains" can feel like cryptic jargon meant to stump...

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Tax

Save Smarter, Not Harder: Tax Arbitrage Explained

Taxes are one of life’s certainties, and also one of its biggest costs.

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Tax