Our Insights

A Wealth of Insights

At HealthyFP we believe good ideas should feel easy. This page is our library of clear, bite‑sized lessons that help you make smart choices. No fancy words. Just steps you can use right now.

What you will find here

Quick Reads – 5‑minute topical blogs that answer common money questions.
Deep Dives - A collection of articles designed specifically to answer frequently asked money questions for specific people.

How to use the page

Browse by collection to the right of the screen.
Search a keyword if you have a tight question to return the perfect read.
Browse by topic if you are are unsure what you don't know.
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Backdoor Roth IRAs Made Simple: Strategies, Pitfalls, and Insights

Saving for retirement shouldn't be complicated, but, let's be honest, it often feels that way, especially for high-income earners. If you've been told you're ineligible to contribute directly to a Roth IRA because of your income, it might seem like the door to tax-free retirement growth is firmly shut.

Breaking Barriers to Wealth Building: 8 Pitfalls Standing in Your Way

Wealth building might seem synonymous with earning a six-figure salary or hitting the jackpot in the stock market, but the truth is far simpler, and possibly more surprising. Building wealth is less about how much you earn and more about how you manage what you already have! But as with most worthwhile endeavors, small missteps can have a big impact.

Debt and Deficits: The US Economic Landscape

Money makes the world go round, or so the saying goes. For taxpayers, though, it can often feel like the world is spinning too fast, especially when terms like “debt ceiling” and “national deficit” dominate headlines. What do these terms mean for you, and why should you care? More importantly, how do they impact your day-to-day life?

How Is My Tax Calculated?

Taxes are one of life’s unavoidable certainties, but understanding how they work can feel overwhelming, especially when you're juggling income, investments, and financial planning. Whether you’re a small business owner, an individual investor, or part of the workforce, gaining insight into how taxes are calculated can save you time, stress, and, most importantly, money.

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